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--- consolidated:building:business_profits [2026/03/14 11:50] – created johnb
+++ consolidated:building:business_profits [2026/03/14 21:46] (current) – johnb
@@ Line 1: / Line 1: @@
 ====== Business Profits ======
-Table: Business Size and Setup
+**Table: Business Size and Setup**
 ^Business Size^ Employees^Initial/Upgrade Costs^Monthly Profits Factor|
@@ Line 8: / Line 8: @@
 |Large|10|5,000 gp/rank|1000|
-Determining Profits
+NOTE:  The Upgrade Costs column of the table limits the potential profit.  If the cost of the business (in round hundreds) is less than the Main employee's skill  level -  you must use the Cost of the business (in round hundreds) as the skill modifier.  For example - A shrine costs 270gp, which means the maximum skill modifier = 2.
-To calculate the income you receive from your business, attempt a skill check in the associated Profession skill, taking the appropriate Labor Factor listed on Table: Business Size and Setup as a penalty. If you employ extra assistants, remember that each one increases the Labor Factor penalty on the check by 1. Multiply the result of this check by the Monthly Profits Factor on the table to determine your net monthly profits in gold pieces.
+**Determining Profits**
-For example, if you are running a Small trading house with a modifier of +9 in Profession (merchant) and you have hired two extra assistants (beyond the two-employee minimum) to manage things for you while you adventure, your net modifier would be 9 – 2 (for the Labor Factor) – 2 (for the extra assistants) = 5. If you roll a 9, for a total of 14, you then multiply that total by 10 (the Monthly Profits Factor for a Small business) to determine that you’ve made a net profit of 140 gp over the course of the month. If you had chosen to manage the business in person, with no help from extra assistants, then your profits would have been 160 gp, but you would have been tied to the store and unable to adventure for half the month.
+To calculate the income you receive from a business you own, Take-10 skill check in the associated  skill, taking the appropriate Labor Factor listed on Table: Business Size and Setup as a penalty. If you employ extra assistants, remember that each one increases the Labor Factor penalty on the check by 1. Multiply the result of this check by the Monthly Profits Factor on the table to determine your net monthly profits in silver pieces.
+For example, if you are running a Small trading house with a modifier of +9 in Profession (merchant) and you have hired two extra assistants (beyond the two-employee minimum) to manage things for you while you adventure, your net modifier would be 9 – 2 (for the Labor Factor) – 2 (for the extra assistants) = 5. If you roll a 9, for a total of 14, you then multiply that total by 10 (the Monthly Profits Factor for a Small business) to determine that you’ve made a net profit of 140 sp over the course of the month. If you had chosen to manage the business in person, with no help from extra assistants, then your profits would have been 160 sp, but you would have been tied to the store and unable to adventure for half the month.
+**Example 1:** You own a Shop in a village (a small business) which costs 550gp. It employs a Commoner-1 with Profession(Merchant)+4, with an unskilled assistant.
+  * Take10 + 4 (Skill Modifier) - 2 (Normal Staff) - 0 (Extra Staff) = 12  Multiply by 10 (Profit Factor) = 120sp or 12GP per month.
+**Example 2:** You own a shrine in a village (a small business) which costs 550gp. It employs a Commoner-1 with Profession(Priest)+4, with an unskilled assistant.  However, the Shrine costs 270gp, which limits the Skill Modifier element to +2.
+  * Take10 + 2 (Skill Modifier) - 2 (Normal Staff) - 0 (Extra Staff) = 10  Multiply by 10 (Profit Factor) = 100sp or 10GP per month.