JohnB's Games

A PC may spend, at least, 500gp to establish a self-sustaining business, that operates while he or she is away on adventures, with the company’s employees handling the local and mundane trade on behalf of the character. This investment involves buying shops, inns, ships or other profit-making ventures. Rather than running the business themselves, the property is rented out to NPCs who run the business. In effect, you become a commercial landlord. You can benefit from this in two ways.

You collect a fixed sum in rent every time you go up a level. Depending on the business, and your investment, you will earn somewhere between 2.5% and 10% of the investment, every time you go up a level. However, there are ways to increase that income slightly. See the Business Investments page which lists how much rent is returned for each different business category.

You may also benefit from variations in the Market values of goods, and how well your business has been run. When the PC attains a new level, they make a Market Check and compare it to the market Table to determine how well their business has done. After the Market Check, the PC’s business may gain (on lose) value. The value gained, may be invested in a new property, or on improving the current properties. However, on an unlucky roll, the business may lose value and will reduce your potential market gains for the next Market Table roll. If the business’s value falls below 500 gp, it folds, and all investments are lost, unless the deficit is reinvested immediately.

A character may only run one business at a time, however, the business may be active in several different areas – ie you could own an inn, a farm and a blacksmith - but you only make one Market Table check.