Differences

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--- organisation:fftcdetail [2025/06/09 09:35] – [Assets breakdown] johnb
+++ organisation:fftcdetail [2025/08/21 08:53] (current) – [Membership] johnb
@@ Line 13: / Line 13: @@
 Full members are organizations who have signed a series of contracts agreeing to 'share' their resources with other FFTC members.  There may be fees involved, but mostly these just cover costs rather than make a profit for the owners.  Most costs, however, are covered by reciprocal agreements between the members.
-Associate Members pay a small percentage of their take to FFTC on a regular basis.  For this, they get all the advantages described above.  Even the Independent Captains who lease FFTC ships are classed as associate members.
+Associate Members pay a small to the FFTC and benefit from reduced fees at FFTC and member owned port facilities, as well as cooperation in arranging ongoing travel and shipping. Independent Captains who own their vessel or lease FFTC ships are classed as associate members.
-Pensioners are retired associate members who give their ships (or other resources) to the FFTC.   In return, they receive a ‘share’ of the company and a pension.  The more you donate, the larger the share you are given and the better the pension.  It isn’t much of a pension, starting at 10gp/month, but it ensures that an FFTC pensioner will never go hungry.  The larger your contribution, the more pension you receive.  In most cases, pensioners will have other resources which add to their income, and very few must survive on that basic pension alone.
+Pensioners are retired associate members who give their ships (or other resources) to the FFTC.   In return, they receive a ‘share’ of the company and a pension.  The more you donate, the larger the share you are given and the better the pension.  It isn’t much of a pension, starting at 10gp/month, but it ensures that an FFTC pensioner will never go hungry.  The larger your contribution, the more pension you receive.  In most cases, pensioners will have other resources which add to their income, and very few must survive on that basic pension alone.  The full pension can be transferred to a surviving spouse, and children under the age of fourteen are cared for and will then be found an apprenticeship with the FFTC, if required.
-Pension is calculated at (roughly) 4% of the value of the resources used to buy full membership.  10gp/month (or 120gp/year) is 4% of the purchase value of a keelboat (the smallest donation possible to buy membership)
+Pension is calculated at (roughly) 4% of the value of the resources used to buy full membership.  10gp/month (or 120gp/year) is 4% of the purchase value of a keelboat (the smallest donation possible to buy membership). The pension is paid annually, and to collect it, the pensioner must present themselves at an FFTC office (in many cases one of the agents offices) to collect their money.
-The full pension can be transferred to a surviving spouse, free of charge, although there is a fee (worth 25%) if the pension is inherited by children, or other relatives, of the original pensioner.  With the monthly value of the pension reducing by 25% with each generation, and the monthly payment split between the various inheritors, it doesn't last forever.  If a pension pay out would fall below 1gp/month, the pension is no longer valid and cannot be passed on.
-The pension is paid annually, and to collect it, the pensioner must present themselves at an FFTC office (in many cases one of the agents offices) to collect their money.
 ===== Governance =====
-The FFTC Board, is made up of representatives from the Full Member organizations and Original Pensioners (not people who have inherited their pension).  All people who receive at least part of their income based on FFTC remaining as a successful trading group.  Every Original Pensioner is entitled to attend board meetings and have their say -  although some (as always)  carry more weight than others.
+The FFTC Board, is made up of representatives from the Full Member organizations -  groups who receive at least part of their income based on FFTC remaining as a successful trading group.  Every Original Pensioner is entitled to attend board meetings and have their say (but no vote) -  although some (as always) carry more weight than others.
 ===== Full Members =====
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 | - |Ships|Coasters |Keel Boats|Shipping Office|
-|FFTC owned|1| 3 |15|2 - Finaroka, Jekleal|
+|FFTC owned|1| 3 |4|3 - Finaroka, Jekleal, Urgon|
-|Al’Nisr Shipping|3|2 |3 |1 - Razadi|
+|Al’Nisr Shipping|1|5 |3 |1 - Razadi|
-|Free Captains of Stilmouth|2 |3 |7|1 - Stilmouth|
+|Free Captains of Stilmouth|0 |3 |7|1 - Stilmouth|
 |House A’Dair|2|2 | 2 |1 - Porters Bar |
 |House Marisi|1|2 |4|1 - Angasa|
-|The LAS Company| 1 | 2 |3|1 - Port Elizabeth|
+|The LAS Company| 0 | 4 |3|1 - Port Elizabeth|
 |Occidental Trading|0 | 2|3|1 - Farran Isles|
 |Kassen Kompany|0| 1|4|1 - Bime|
-|V&A Shipping|0| 1|9|2 - Tusk, The Tannery|
-|House Yitis|0| 1|5|1 - Tusk|
 **In general terms ...**
   * Ships - Travel quickly, over long distances, and can cross deep water comfortably. These are (almost exclusively) light ships, mainly Brigs or Snows.
   * Coasters - Travel slowly and can follow coastal routes over long distances.  Almost exclusively Cogs, with a few Sambuks trading out of Port Elizabeth and Razardi.  The Sambuks are the primary means of exchanging goods between Hann and Sakara
-  * Keel Boats - Travel slowly, carry less cargo and serve the local community. Mainly Hoys for coastal work, although a few Zaruqs trade (smuggle) between Sakar and the southern islands.  However, those Merchants working river routes will often have different types of Keelboat, suited to different tasks and environments.
+  * Keel Boats - Travel slowly, carry less cargo and serve the local community. Mainly Hoys for coastal work, although a few Zaruqs trade (or smuggle) between Sakar and the southern islands.