A bit of a misnomer, as this includes tenements and apartments as well as cottages.

Tenements: The cheapest accommodation - Residents have a bunk in a shared room. Some rooms are rented by families, others are rented on a 'per bunk' basis with different people sharing.

Apartments: Middle stage accommodation - Similar to a tenement, but the bunk rooms are replaced with small private rooms (Lodgings, rather than bunks)

Cottages: The most expensive accommodation in towns, normally used by the managers and senior employees, which can house up to five people in private living conditions. Very simple homes for a town's workers, normally built in sets of two, four or eight - with multiples of four, being the most efficient. Wood framed and clad, they have a simple shingle roof. They have a single downstairs room that serves as a living room and kitchen, with a sleeping room above, which might be divided into sections with light partitions or heavy curtains. Outside there is a small garden and a 'dunny'¹⁾. NOTE (In PF build terms - each one is 1/2 of a lodging, a small kitchen, 1/2 of a garden and 1/4 of a lavatory.)